Secrets Of Financial Success

By Barak Strickland, Personal Financial Coach


Your attitude and approach to life determine most situations and results in your life. It's no different with your personal financial situation.

If you have a positive attitude and believe that you will triumph over your personal finances, then chances are very good that you will.

Imagine your bills paid in full, your savings growing to meet your future needs, and knowing where you are going with your finances. It is possible, you know.

When it comes to money matters, we all fall somewhere between two attitudes; "Investor Attitude" versus the "Consumer Attitude."

"Investor Attitude" - An immigrant who comes to America and has clear financial objectives, works hard, and saves a portion of earnings to meet specific objectives. This person eventually becomes wealthy.

"Consumer Attitude" - A professional who has no objectives other than spending a large "deserved" income on creature comforts. When needed, this person can't come up with $5000 in cash although earning $80,000 per year.

The late Dr. Norman Vincent Peale stated: "If you think in negative terms you'll get negative results. If you think in positive terms you'll achieve positive results. Or, in three words: "Believe and Succeed."

Plan ahead, take the long-range view with your finances, you won't regret it. Determine that you will develop and maintain a positive, long range "investor attitude" towards your personal financial situation. Also, read positive uplifting books and listen to motivating audiotapes as often as possible. Remember, it all starts with your attitude.

When dealing with your personal finances, you must know specifically what you want to accomplish. Your specific desire(s) must be strong enough to motivate you to action. Ask yourself the following questions and answer them honestly to help bring your desire(s) into focus.

What do you want to change most regarding your financial situation? When do you realistically expect or need to accomplish it? How will you specifically go about achieving it? Why do you want to change this?

Take a few minutes and list anything and everything that you want to accomplish in your life that relates to your personal finances. Then you can prioritize these desires and turn them into specific written financial objectives.

Persistence is the fuel that causes you to move consistently towards your desires. In order to attain a true measure of success in your endeavors, you must show persistence to complete things, even when they become hard to do.

Former president Calvin Coolidge said it well: "Nothing in the world can take the place of persistence. Talent will not: Nothing is more common than unsuccessful men with talent. Genius will not: Unrewarded genius is almost a proverb. Education will not: The world is full of educated derelicts. Persistence and determination alone are omnipotent."

Determine your level of persistence. If you are serious about improving your financial situation, commit to a minimum of three months of learning and applying sound financial principles.

About the Author: Are you satisfied with your current financial situation? If not, learn proven strategies to improve your financial health from Barak Strickland, Personal Financial Coach. Email him at or visit his web-site at